After you’ve been in an accident that was caused by someone else, you may have an injury that needs medical aid and care. Many people do not have the funds to pay for these costs out of pocket, so they turn to insurance to cover them. A personal injury claim is similar to other claims, except you file this one with the insurance of the negligent party. Getting compensated from their insurance keeps you out of trouble with your own and keeps your rates down, but it can come with greater obstacles. Here’s the most common issues you may run into with your personal injury claim.
The Other Person Claims Innocence
Sometimes a situation can seem clear cut in your head, only for it to be second-guessed after time has passed. When you file a personal injury claim, you’re stating that another person was negligent and caused your injury. However, it’s possible that that person says a different story. When this happens, it’s up to you to provide evidence that proves you deserve compensation from their insurance. You must prove beyond reasonable doubt that they were negligent. Consider contacting a personal injury law firm Hillsborough County for help on how to do this.
Insurance Does Not Pay
Insurance companies are in the business of making money and paying out the least amount possible. They may even try to make you an immediate offer that’s far below what you deserve in order to wrap it up quickly and close your case. Sometimes, they will find out a reason to flat out refuse to pay you. When this happens, turning to professional legal aid is often the most beneficial choice.
When you’ve been injured in an accident, there is no reason to suffer financially. Understanding possible obstacles before you file your claim can prepare you for the road ahead.